Today, the results for the December 2025 Premium Bond draw have been revealed, making two individuals £1 million richer.
Each month, two lucky winners are awarded £1 million through the Premium Bonds scheme. In the latest draw, the first winner resides in Norwich and holds £35,000 in Premium Bonds, with the winning bond number being 591RD417238, purchased in August 2024. The second winner, living in Cornwall, has £20,000 in Premium Bonds and won with bond number 615WP633178 acquired in February 2025.
Offered by National Savings & Investment (NS&I), Premium Bonds function as a savings product where instead of a fixed interest rate, participants are entered into a monthly prize draw.
The prize amounts for Premium Bonds range from £25 to £1 million, with the majority of prizes being smaller sums. Winning is not guaranteed, and the odds vary each month.
If you have had a significant win with Premium Bonds and wish to share your story, you can reach out via email at mirror.money.saving@mirror.co.uk.
For instance, while thousands of £25 prizes are typically awarded, only two £1 million prizes are given out.
Andrew Westhead, NS&I Retail Director, congratulated the recent £1 million winners and highlighted the festive joy they can experience this holiday season. He mentioned that in December, over six million prizes are up for grabs, with various amounts including 77 prizes of £100,000 and 153 prizes of £50,000.
The maximum amount that can be invested in Premium Bonds is £50,000, with each pound invested corresponding to a unique bond number. The odds of winning a prize with each bond are 22,000 to 1.
Winners are notified via email or text message by NS&I, and they can choose to have their prize money deposited into their bank account or reinvested in more Premium Bonds.
To check if you have won, you can utilize the NS&I online prize checker tool or the Premium Bonds prize checker app. The current prize fund rate, akin to an interest rate, stands at 3.60%.
While the prize fund rate has slightly decreased in recent months, resulting in fewer large prizes being awarded, there are still two £1 million prizes given out monthly. The most recent rate adjustment took place in the August 2025 draw, reducing the rate to 3.60%. Currently, nearly 23 million individuals hold Premium Bonds.
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